Appeals Plus

You get the letter and every deadline. You send it — by fax, mail, or online — and we tell you how.

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Medigap (Medicare Supplement)

Always free — no letter needed

Medigap policies are sold and regulated by states, not through Medicare's own appeal system — 42 CFR § 403.201(a) leaves Medigap regulation to the states. There's no Medicare appeal to file here, but there are real, state-specific rights and places to go.

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Some appeal levels above use a real government form — CMS-1696, CMS-20027, the C2C Part D LEP form, and more.

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